No Fees. No Minimums. Banking Hours That Work for You.
Triton Federal Credit Union is being built for the small business owners in York County, SC and the Charlotte metro — the people the banking system ignores between 9 AM and 5 PM.
Important: Triton Federal Credit Union is not yet chartered or open for business. We are in the process of applying for a federal charter from the NCUA. No accounts can be opened at this time.
We understand the unique needs of small business owners across different industries. Whether you run a restaurant, retail shop, service business, or online store — Triton FCU is designed to support your success.
Daily deposits, cash handling, payroll solutions for busy kitchens and dining rooms.
Point-of-sale integration, inventory financing, and payment processing built for retail.
Invoice management, equipment financing, and mobile banking for businesses on the go.
Payment gateway integration, fraud protection, and tools for digital entrepreneurs.
Job costing, equipment loans, and banking that understands project-based work.
Trust accounting, receivables management, and solutions for consultants and agencies.
Every bank in York County closes at 5 PM — right when your business day ends. Triton FCU is designed differently, from the ground up, for the small business owners and their families who keep this community running.
Open 10 AM–2 PM and 4 PM–7 PM Monday–Friday, plus 10 AM–2 PM Saturday. We're open before your business opens and after it closes — not just during it.
No monthly maintenance fees. No minimum balance requirements. No surprise charges. Credit unions exist to serve members, not extract fees from them.
As a federally insured credit union, every member is a part-owner. Your deposits are insured up to $250,000 by the NCUA — the same coverage as FDIC-insured banks.
Full-featured digital banking for everything you can do remotely. Ground-floor branch locations in grocery-anchored strip centers — easy parking, no second floors, accessible to everyone.
We studied how small business owners actually use their banks. The result is a schedule that serves you before your business day starts, during your lunch window, and after you close up shop.
| Monday – Friday | 10:00 AM – 2:00 PM · 4:00 PM – 7:00 PM |
| Saturday | 10:00 AM – 2:00 PM |
| Sunday | Closed |
ATM available 24/7. Digital banking accessible anytime.
Triton FCU's proposed field of membership focuses on small business owners and their families in two chambers of commerce:
Members of these organizations, their employees, and their family members will be eligible to join once the credit union is chartered.
Learn More About MembershipWe're assembling our founding team and building community support for our NCUA charter application. Here's how you can be part of it.
Tell us you're interested in becoming a member. Share what banking services matter most to your business. We'll keep you updated on our progress.
Register NowWe're looking for volunteer founding board members — a CPA, an attorney, a lending professional, a small business owner, and a risk/compliance expert.
See Open PositionsWe're hiring a Branch Manager and part-time tellers who believe in the credit union mission and want to help build something new from the ground up.
See OpeningsForming a federal credit union requires approval from the National Credit Union Administration (NCUA). Here's where we are.
Field of membership defined, pro forma financials prepared, bylaws drafted, board role requirements identified, operating policies written.
Finalizing founding board subscribers, securing chamber letters of support, submitting Phase 1 Proof of Concept to NCUA.
Following POC approval, submit full Phase 2 charter application including business plan, pro forma, bylaws, and management plan.
NCUA grants federal charter. Rock Hill branch opens. First members welcome.